Hotel Refinance Solutions
Hotel refinance replaces existing debt with new financing — often to lower rates, extend maturity, access equity, or restructure during repositioning. Midas connects owners with refinance-oriented lenders.
Who It's For
Stabilized hotel owners, sponsors completing PIP projects seeking permanent take-out, and borrowers with maturing bridge or CMBS debt.
Common Use Cases
- Rate-and-term refinance of stabilized assets
- Cash-out refinance for portfolio expansion
- Permanent take-out after bridge/value-add
- Recapitalization ahead of sale
How Lenders Evaluate
Refinance lenders focus on stabilized trailing performance, updated STR trends, remaining franchise term, capital expenditure history, and current LTV. Cash-out requests face tighter scrutiny.
Typical Documentation
- Current loan payoff statement
- Trailing 12-month operating statements
- Updated STR reports
- Current appraisal or BPO
- PIP completion documentation (if applicable)
How Midas Helps
We compare refinance options across lender types, model DSCR impact, and coordinate the refinance timeline to align with maturity dates.
Midas Financials is a broker/advisor, not a direct lender. Financing is subject to lender approval. Terms depend on borrower strength, property performance, and market conditions.
Related Financing Options
Hotel Financing
Hotel financing brokerage for acquisitions, refinances, and PIP projects in Texas. Midas connects sponsors with appropriate lenders — subject to approval.
Learn more →Bridge Loans
Bridge loan brokerage for hotel and CRE acquisitions in Texas. Short-term financing solutions subject to lender approval and underwriting.
Learn more →Private Lender Financing
Private lender financing for complex or time-sensitive Texas CRE and hotel deals. Alternative capital subject to lender approval.
Learn more →Frequently Asked Questions
What DSCR do hotel lenders typically require?
How long does commercial financing typically take?
Can you guarantee loan approval?
Ready to explore financing options?
Submit your deal details and our team will review lender fit, documentation needs, and next steps. Financing is subject to lender approval — we help you navigate the process as your broker/advisor.