Midas Financials

Bridge Loans for Hotel & CRE Acquisitions

Bridge loans provide short-term financing for acquisitions, repositioning, or situations requiring speed before permanent debt. Midas connects sponsors with bridge lenders active in Texas markets.

Who It's For

Sponsors needing fast closings, value-add investors with clear exit strategies, and borrowers refinancing maturing short-term debt.

Common Use Cases

  • Acquisition with planned renovation and permanent take-out
  • Lease-up period financing
  • Competitive bid situations requiring certainty of funds
  • Recapitalization during transition

How Lenders Evaluate

Bridge lenders prioritize sponsor track record, business plan clarity, exit strategy (refinance or sale), LTV, and asset quality. Rates and fees reflect shorter terms and higher execution risk.

Typical Documentation

  • Purchase contract or payoff statement
  • Business plan and renovation budget
  • Sponsor track record and liquidity
  • Appraisal or as-is valuation
  • Exit strategy documentation

How Midas Helps

We identify bridge lenders with relevant asset-class experience, negotiate term sheets, and plan the path to permanent financing.

Midas Financials is a broker/advisor, not a direct lender. Financing is subject to lender approval. Terms depend on borrower strength, property performance, and market conditions.

Frequently Asked Questions

When does a bridge loan make sense?
Bridge financing is commonly used for acquisitions with a value-add plan, refinance during lease-up, or situations requiring speed before permanent take-out. Terms are typically shorter (1–3 years) with higher rates than permanent debt.
How long does commercial financing typically take?
Timelines vary by loan type and lender. Bridge loans may close in 30–60 days; conventional and SBA hotel loans often require 60–120+ days. We provide realistic timeline guidance based on your deal structure and lender requirements.
Can you guarantee loan approval?
No. We cannot guarantee approval or specific terms. Lender decisions depend on borrower strength, property performance, collateral, market conditions, and lender appetite. We help position your deal for the best possible outcome.

Ready to explore financing options?

Submit your deal details and our team will review lender fit, documentation needs, and next steps. Financing is subject to lender approval — we help you navigate the process as your broker/advisor.