Midas Financials

Dallas Hotel Financing

Dallas-Fort Worth is one of the nation's largest hotel markets, driven by corporate travel, convention activity at the Kay Bailey Hutchison Convention Center, and DFW airport connectivity. Midas helps sponsors navigate DFW hotel financing options.

Local Market Overview

The DFW metroplex combines Fortune 500 corporate demand with strong group and leisure travel. Lenders favor stabilized flagged properties near major employment centers, with select-service and full-service assets along the Tollway and in downtown/Uptown commanding premium underwriting attention.

Asset Types We See

  • Select-service flagged hotels (Marriott, Hilton flags)
  • Full-service convention-area properties
  • Airport-adjacent limited-service
  • Independent boutique in Uptown/Deep Ellum

Local Scenarios

  • Acquisition of Irving or Las Colinas corporate corridor hotel
  • Refinance of stabilized Plano/Frisco select-service asset
  • PIP financing for aging downtown property repositioning
  • Bridge loan for value-add acquisition near DFW Airport

Lender Considerations

DFW lenders scrutinize corporate demand drivers, group booking trends, and supply pipeline in submarkets like Frisco, Plano, and downtown Dallas. Convention-dependent properties require strong group pace analysis.

How Midas Helps in Dallas

We connect Dallas-area hotel sponsors with lenders experienced in DFW STR fundamentals, franchise requirements, and submarket-specific underwriting.

Frequently Asked Questions

What DSCR do hotel lenders typically require?
Many hotel lenders target 1.20x–1.35x DSCR, though requirements vary by flag, market, loan type, and sponsor. Strong sponsorship and market fundamentals may offset thinner coverage in some cases.
Can PIP costs be included in hotel financing?
Some lenders allow PIP reserves or renovation components within acquisition or refinance structures, depending on brand requirements and property condition. We help identify lenders comfortable with PIP-inclusive deals.
Which Texas markets do you cover?
We work across Texas with deep experience in Dallas-Fort Worth, Houston, Austin, and statewide commercial real estate markets. Local market knowledge helps us match deals to appropriate lender appetites.

Ready to explore financing options?

Submit your deal details and our team will review lender fit, documentation needs, and next steps. Financing is subject to lender approval — we help you navigate the process as your broker/advisor.